No. If you had bought 4 years ago, yes. Price has declined. While holding some silver is a good idea (I happen to like American coins) buying them and paying 30% interest is a losing deal.
You can try this
for VERY little money. Visit banks and credit unions, and ask for ROLLS of half dollars. Take them home, carefully remove, keeping wrappers intact. Look thru them check for 1964 and earlier and 1970-1965.
Here is why- Prior to 1965, US dimes, quarters, halves and dollars were 90% silver- in 1965, the US pulled silver from it's coinage- EXCEPT- half dolars remained 40% silver until 1970. Those are worth $4.05 each at today's prices. No good ones? Return the orinary halves to the wrappers, cash them in at another bank.
What are US coins worth for the SILVER? http://www.coinflation.com/silver_coin_values.html
This is NOT any collector's value a coin may have.